Terms of Use
These terms govern your use of the Portugal Mortgage website, operated by Neto & Almeida Gonçalves, Lda (NIPC 513356649), a credit intermediary authorised by Banco de Portugal (reg. 0006191). By using this website, you agree to these terms.
Our services
Portugal Mortgage acts as a credit intermediary, helping clients compare and arrange mortgage financing with partner banks. We are remunerated by the lending institutions and do not charge clients directly. Information on this website is general and does not constitute a binding offer, credit approval, or personalised financial advice. Any figures, rates or simulations are estimates and may differ from a bank’s final, formal offer.
Use of this website
You agree to use this website lawfully and not to misuse, copy, or disrupt it. The content, branding and materials are the property of Neto & Almeida Gonçalves, Lda and may not be reproduced without permission.
Third-party links
This website may link to third-party sites we do not control. We are not responsible for their content or practices.
Limitation of liability
To the extent permitted by law, we are not liable for decisions made based on general information on this website. Always confirm terms directly with the relevant bank before committing.
Governing law
These terms are governed by Portuguese law. Disputes may be submitted to an Alternative Dispute Resolution entity: www.centroarbitragemlisboa.pt and www.cniacc.pt.
Changes
We may update these terms from time to time. The current version is always published on this page.