Your trusted mortgage advisor for property in Portugal
Buying property in Portugal as a foreigner, expat or non-resident? We specialise in complex income profiles, compare offers across 11+ Portuguese banks, and handle the process end to end.
More than just a mortgage
Whether you’re buying, refinancing or insuring your home, we guide you through every step.
Mortgages in Portugal
Whole-of-market access for foreign and non-resident buyers, handled end to end.
Learn moreFor foreigners & non-residents
Buying from abroad or new to Portuguese banking? We know which banks lend to your profile — EU and non-EU.
Learn moreLife insurance
Bank-required cover, without defaulting to the bank’s policy. Often for less.
Learn moreInterest rates
How Euribor, fixed, variable and mixed rates work — and how to get the best one.
Learn moreMortgage calculator
Estimate your borrowing capacity and monthly repayments in minutes.
Learn moreThe mortgage journey
A transparent, step-by-step path from first call to signing the deed.
Learn moreIndependent advice that works for you
Saving you money
Our service comes at no direct cost — we’re paid by the lender — and we secure the best available rate for your profile.
Saving you time
From your first simulation to the final deed, we streamline the whole credit search so you don’t have to chase banks.
Simplifying the process
We manage every detail and the paperwork, with English-speaking advisors guiding you at each step.
What our clients say
★★★★★ 4,7/5 average rating
Joao, Paulo and the rest of the team have been absolutely amazing. Being a foreigner who does not speak the language, I would have been lost without them. Best of the best service you can hope for.
Had the best experience! João Almeida Gonçalves has been a tremendous help in our quest for a real estate property in Portugal. We did the whole consultation online as we are not from Portugal, which worked just perfect.
João is simply the best. He was lightning-quick, delivered me a spreadsheet of options within a day, and smoothly navigated getting me to a far better financial situation than I was in before I contacted him.