About us
Helping you understand your options with clarity & care
Whether you’re an expat, investor or local resident, we guide you through the Portugal mortgage process step by step — making it easy, transparent and stress-free.
Our track record
Trusted by buyers from around the world
Portugal Mortgage originated within one of Portugal’s oldest mortgage firms.
250M€+ financed
In mortgages intermediated for clients.
25+ years
Of experience in the Portuguese mortgage market.
500+ solutions
Custom mortgage solutions arranged, across 11+ banks.
What we stand for
Our values
Honesty & integrity
We always tell you the truth. Our advice is clear and transparent from the start.
Client-centric approach
We shape our service around your unique goals. Every plan is tailored to your needs.
Expertise & innovation
Our team keeps learning, so you always get the best advice.
Cultural bridge
Moving to Portugal? We’re here to make the process easy and smooth.
Testimonials
What our clients say
★★★★★ 4,7/5 average rating
"
Joao, Paulo and the rest of the team have been absolutely amazing. Being a foreigner who does not speak the language, I would have been lost without them. Best of the best service you can hope for.
"
João Almeida Gonçalves has been a tremendous help in our quest for a real estate property in Portugal. We did the whole consultation online, which worked just perfect.
"
João is simply the best. He was lightning-quick, delivered me a spreadsheet of options within a day, and got me to a far better financial situation.
Regulated & registered
Who we are
Legal entityNeto e Almeida Gonçalves, Lda · NIPC 513356649
Banco de PortugalLinked Credit Intermediary, reg. 0006191 (non-exclusive) · DL 81-C/2017
IMPICAMI 18334
Insurance (ASF)409311648/3 (via Decisões e Soluções)
Professional liabilityHiscox S.A. (policies 2522159 & 2527858)
RemunerationPaid exclusively by lenders; disclosed in the ESIS
OfficeAv. das Descobertas 25, Infantado, 2670-383 Loures
ContactJoão Gonçalves · +351 912 128 463 · joao.goncalves@portugalmortgage.pt